The U.S. Bank Altitude Reserve Visa Infinite® Card is a lesser-known yet mighty elite credit card. It’s the top-tier credit card product offered by U.S. Bank and competes with the likes of Chase Sapphire Reserve®, Luxury Card Mastercard® Black Card™, and The Platinum Card® from American Express in the premium credit card industry.
Whether you are looking for your first elite credit card or adding a new one to your wallet, here are some of the key reasons why you should apply for the U.S. Bank Altitude Reserve Visa Infinite Card now.
The card offers an industry-leading triple points on all mobile wallet purchases
The card earns “3X points per $1 for eligible net mobile wallet purchases when you use your card with your mobile device to pay through Apple Pay®, Google Pay™ and Samsung Pay.” No other credit card—premium or otherwise—offers such a generous return across mobile wallet purchase. This is a particularly strong asset for those who like to pay digitally. It’s also highly relevant for those who frequent Costco stores, which accept Visa only (and allow payment via mobile wallet).
If using the physical Altitude card, earn triple points “for eligible net travel purchases made directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise line companies.” Earn 1 x points for all other purchases with the physical card.
The card offers an industry-leading annual travel credit
The U.S. Bank Altitude Reserve Visa Infinite Card offers $325 in annual travel credits. This generous credit essentially drives down the $400 annual fee to a mere $75. Impressive!
Earn the annual travel credit of $325 per cardmember year by using the card for any purchase categorized as “travel” by the merchant. This includes the likes of airfare, airline fees, rental cars, hotels, taxis, ride shares, passenger trains, cruise line purchases, and most tour operator purchases (but not purchases on points.com). Statement credits are automatically applied the billing cycle after which the charges are made, in one lump sum, and maxing out at $325 per cardmember year. No enrollment is necessary.
The card comes with a free subscription to the exclusive Hideaway Report
U.S. Bank Altitude Reserve Visa Infinite Card is the only credit card that provides complimentary membership to the Hideaway Report, a member-based travel magazine and community with exclusive access to partner agency Andrew Harper Travel. This annual membership can be either digital (valued at $250) or print + digital (valued at $395). Savvy travels are often more than happy to pay the annual membership fee, so getting this free is a huge bonus!
For those who aren’t familiar, Hideaway Report is a trusted voice in travel offering anonymous reviews of hotels and unique experiences globally. Membership exclusive benefits include a weekly e-newsletter, a monthly printed newsletter, bi-monthly global travel guides, access to the Hideaway Report Wine Concierge, planning services and curated itineraries from industry experts through Andrew Harper Travel, as well as “room upgrades, spa credits, complimentary meals and more at select hotels worldwide valuing $1,110, on average, per four-night stay.” What’s more? Cardmembers earn 3X points on eligible Andrew Harper Travel purchases
The card currently has a sweet sign-up bonus
The current standard public offer for the U.S. Bank Altitude Reserve Visa Infinite Card is 50,000 reward points after spending $4,500 within the first three months of account opening.
The card offers a solid 1.5% rate for unrestricted award travel redemption
Points earned on the U.S. Bank Altitude Reserve Visa Infinite Card can be redeemed for unrestricted award travel at rate of 1.5 %. This means that the 50,000-point sign-up bonus can be redeemed towards $750 in travel through Altitude Rewards Center. It’s also possible to combine points and money to achieve a desired award booking.
Who should get the U.S. Bank Altitude Reserve Visa Infinite Card?
The U.S. Bank Altitude Reserve Visa Infinite Card is great for those who use their mobile wallet for purchases and travel often. Annual travel credits drive the annual fee down to that of a mid-range card, but the benefits are far greater, making it a bargain for those who want a prestigious card without the accompanying price tag. The one catch: You must be a U.S. Bank customer to get the card. Meaning, if you don’t already have an account with the bank, prepare to set up a new checking or savings account (oy vey!).